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Moat Financial Services Pvt Ltd – Portfolio Management Services (PMS)

MOAT Financial Services Pvt Ltd. is a SEBI-registered portfolio management firm. Our investment philosophy centers on building wealth through strategic ownership in high-quality, productive businesses poised for growth within India's dynamic economic landscape. We manage a carefully curated portfolio of equities from select prominent Indian enterprises possessing a distinct competitive advantage or market niche, enabling significant expansion potential. Our objective is to pinpoint efficient, small-cap companies driven by visionary leadership and strong competitive moats, which are positioned to become future market leaders. We seek to invest in fundamentally sound, yet currently underappreciated and less recognized companies, during their nascent stages. Over time, we believe their unique attributes, inherent quality, and limited supply of shares can lead to substantial market recognition and value appreciation. MOAT has a proven track record of identifying multi-bagger investment opportunities early in their lifecycle. Each equity investment is considered as an acquisition of a stake in the underlying business.

AUM (₹ Cr)

299.71

Clients

291

Strategies

5

As On

31 December 2025

Investment Strategies & Performance

Portfolio Management Services (PMS)

Moat Financial Services Pvt Ltd Portfolio Management Services (PMS) - Performance Returns
Strategy Category 1Y 3Y 5Y Inception
Special Opportunities Fund Multi Cap & Flexi Cap -4.84% 11.00% 11.53% Nov 2020
UpperCrust Wealth Fund Multi Cap & Flexi Cap 2.60% 26.77% — Jan 2022
Emerging Moat Multi Cap & Flexi Cap -4.31% 15.69% — Sep 2022
Moderate Compounders Multi Cap & Flexi Cap -7.50% 13.98% 15.46% Nov 2013
UpperCrust Growth Fund Multi Asset 7.31% 22.74% — Mar 2022

Past performance is not indicative of future results. Returns are subject to market risks.

Portfolio Managers & Fund Management Team

Mr Biju John

Fund Manager

Mr. Biju brings over two decades of extensive experience in the financial sector, specializing in equity analysis, portfolio administration, and investment counsel. In his role at Moat Financial Services Pvt Ltd, he is responsible for the formulation and implementation of investment methodologies aimed at achieving enduring, risk-mitigated returns. His methodical and systematic methodology integrates thorough research with sound risk controls to support clients in attaining their protracted investment objectives.

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Regulatory Information

SEBI Registration: INP000004482

Registered Office: Room No: 3-I, 3rd Floor, National Pearl Star, Edappally, Kochi, Kerala 682024

Disclaimer

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice, nor should it be considered a recommendation. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)