Affluense AI AFFLUENSE

Built To Last

Centrum PMS
PMS Large Cap
Benchmark
S&P BSE 500 TRI
Inception Date
29 July 2019
Min. Investment
₹50,00,000
SIP Available
No
STP Available
No

Investment Strategy

Investment Approach

To construct an investment portfolio, we will select approximately 30 securities from the BSE 500 TRI universe. The strategy involves replicating the index's beta by closely mirroring the weightings of its largest constituents. Additionally, we will identify and overweight select stocks within the smaller market capitalization segment (representing less than 1% of the index) based on rigorous fundamental analysis, with the objective of generating alpha.

Investment Objective

The investment strategy aims to achieve superior returns relative to the BSE 500 Total Return Index by employing a diversified approach, incorporating sector and stock rotation to mitigate the risk of foregone opportunities.

Performance Returns

Returns as on 2025-12-31

Trailing Returns

Period Strategy Benchmark Outperformance
1 MONTH -1.08% -0.24% -0.84%
3 MONTHS 4.99% 5.02% -0.03%
6 MONTHS 1.59% 1.63% -0.04%
1 YEAR 11.70% 7.63% 4.07%
2 YEAR 10.58% 11.65% -1.07%
3 YEAR 12.93% 16.41% -3.48%
5 YEAR 11.11% 16.82% -5.71%
SINCE INCEPTION 11.59% 17.41% -5.82%

Calendar Year Performance

Year Return
CY 2025 11.70%
CY 2024 9.48%
CY 2023 17.84%
CY 2022 -0.77%
CY 2021 21.67%
CY 2020 11.36%
CY 2019 8.79%

Financial Year Performance

Year Return
FY 26_YTD 12.78%
FY 25 8.31%
FY 24 23.77%
FY 23 -4.48%
FY 22 16.75%
FY 21 56.47%
FY 20 -19.26%

Past performance is not indicative of future results. Returns are subject to market risks.

Fund Managers

Abul Fateh

Fund Manager

With over 19 years of dedicated experience in the asset management sector, Abul possesses a proven track record in delivering robust equity research and effective portfolio management. His career trajectory includes significant roles at prominent financial entities such as Parag Parikh Financial Services, DBS Cholamandalam Mutual Fund, and Baroda BNP Paribas Mutual Fund. Most recently, he served as the Head of Fundamental Equities at True Beacon Investment Advisors. During his time at Baroda BNP Paribas Mutual Fund, he was instrumental in the co-management of three distinct portfolio strategies: the India Consumption Fund, the Business Cycle Fund, and the Large & Midcap Fund. Abul holds a Master’s Degree in Mathematics and a Post Graduate Diploma in Securities Markets from the Indian Institute of Capital Markets.

Portfolio Details

Portfolio Composition

Large Cap
92.39%
Mid Cap
2.18%
Small Cap
0.00%
Cash & Equivalent
5.43%

Top 5 Holdings

  • HDFC Bank Ltd 11.78%
  • Reliance Industries Ltd 8.38%
  • Bharat Electronics Ltd. 6.48%
  • Cash & Cash Equivalents 5.44%
  • Ambuja Cements Ltd. 5.07%

Top 5 Sectors

  • Financials Services 24.77%
  • Information Technology 11.20%
  • Automobile and Auto Components 10.88%
  • Capital Goods 8.42%
  • Oil, Gas & Consumable Fuels 8.38%

Portfolio Characteristics

total number of stocks
28
top 5 stocks percent
37.15%
top 5 sectors percent
63.65%
average market cap
587657.81
portfolio age
6 Yrs, 5 Months
sip
Not Available
stp
Not Available

Fee Structure

Fixed Fee

AMC: 1.75%

Variable Fee

AMC: No Option

Hurdle: No Option

Profit Sharing: No Option

Exit Load

Year 1: 0%

Year 2: 0%

Year 3: 0%

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Disclaimer

Returns are as of 2025-12-31. Returns for periods up to one year are not annualized. Returns for periods exceeding one year are annualized. Returns are computed using the Time Weighted Rate of Return (TWRR) methodology and are provided by the respective Asset Management Companies (AMCs). 'ND' denotes 'No Data', and 'NA' denotes 'Not Applicable'. The performance of the respective Benchmark Indices is presented above. Benchmark(s) are as defined in SEBI circular no. SEBI/HO/IMD/IMD-PoD-2/P/CIR/2022/172 dated December 16, 2022, APMI circular no. APMI/2022-23/02 dated March 23, 2023, and Revised Annexure-1.

This page is provided solely for general informational purposes in relation to the strategy and is based on publicly available information. While reasonable care has been taken to ensure accuracy, the information may not reflect the most recent updates.

Nothing on this page constitutes investment, financial, or legal advice. Investment decisions should be made after consulting a qualified advisor and reviewing official scheme documents.

Last Updated: January 2026 · Published by Affluense AI (affluense.ai)